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Does Allstate Insurance Cover Water Damage In Tacoma?


Water Damage Contractor Tacoma

Owning a home, whether it’s your first or one of many, is one of the primary investments for residents of Pierce County. While homeowners insurance isn’t optional, you do have choices over which company you will partner with as well as the extent of your coverages. It is important to ask your local agent to explain what is and what is not covered in a water damage scenario under the property insurance policy you are selecting for your Tacoma home.


You may think that flooding or water damage won’t happen to you, unfortunately, on any given day, home water damage emergencies affect 14,000 people. Water damage to your home can result from a variety of sources including:


  • Pipe bursting

  • Leaking appliances

  • Sinks clogging

  • Toilets overflowing


If your Tacoma home is insured with a large national carrier like Allstate and you have a water damage event, you will want to clarify whether you have coverage and to what extent there are any applicable exclusions or cap considerations.


Questions About Insurance Coverage For Water Damage

“Does homeowners insurance cover water damage from leaking plumbing?”

The Answer, according to Allstate’s webpage:

Homeowners insurance may help cover damage caused by leaking plumbing if the leak is sudden and accidental, such as if a washing machine supply hose suddenly breaks or a pipe bursts.

They do stipulate one scenario that you will want to clarify:

“Homeowners insurance does not cover damage resulting from poor maintenance. So, if damage results after you fail to repair a leaky toilet, for example, homeowners insurance likely will not pay for repairs.”

What To Do If You Have Water Damage In Tacoma

  • Be sure you are prepared for a water damage event by knowing how to shut your water off.

  • Consult with a local Tacoma insurance agent who has water damage claims and will be involved in the process if you ever have a situation.

  • Consult with a local Pierce County contractor, like ARES, who specializes in working with insurance companies and damaged homes.

  • Educate yourself on the claims process with resources such as this video that we put together.

Hiring A Tacoma Based Water Damage Contractor

We wrote an article about some of the considerations for hiring a local Pierce County property restoration contractor. Our team at Advanced Restoration Environmental Services (ARES) takes pride in being a part of our local community and enjoys the opportunity to serve our clients around the Tacoma area. Water and fire damage leaves home and business owners with the feeling of losing control of their environment.

  • Insurance Claims Experts. ARES specializes in helping you navigate the nuanced process of insurance claims repairs.

  • FREE In-Home Consultations. Our ARES team looks forward to meeting with you to discuss the unique needs of your restoration project.

  • Exceptional Service. At ARES we pride ourselves in our ability to create positive customer experiences.

  • Licensed & Insured. Our ARES team stands behind the quality of our work as we work to Give You Back Your Home.

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